Fernandina Beach Homes under $400,000

Welcome to Fernandina Beach, a hidden gem nestled on the northeastern coast of Florida in Nassau County. This enchanting city is renowned for its stunning beaches, historic charm, and vibrant community, making it an ideal place to call home. With its picturesque waterfront, lush landscapes, and delightful downtown area, Fernandina Beach offers a unique blend of relaxation and adventure.

For those seeking to settle in this coastal paradise without breaking the bank, you’ll be pleased to discover a variety of homes available for under $400,000. From cozy bungalows adorned with Southern charm to modern townhomes just a stone's throw from the beach, there’s something to suit every taste and lifestyle. These affordable options allow you to embrace the laid-back island life while enjoying the many amenities Fernandina Beach has to offer.

The city's rich history is evident in its well-preserved architecture and vibrant arts scene, while outdoor enthusiasts will revel in the proximity to pristine beaches, scenic parks, and abundant recreational activities. Whether you’re strolling along the historic streets, indulging in fresh seafood at local eateries, or enjoying a day of sun and surf, Fernandina Beach is a place where community spirit thrives.

With its welcoming atmosphere and diverse housing options, Fernandina Beach is not just a destination; it's a place to create lasting memories. Explore the charming homes available under $400,000 and discover the perfect spot to start your next chapter in this idyllic coastal town. Your dream home awaits!

Newest Fernandina Beach Homes under $400,000

96042 Stoney Creek Parkway Unit 903, Fernandina Beach image

96042 Stoney Creek Parkway Unit 903, Fernandina Beach $269,990

Looking to Simplify Life? This Is the Spot....No mowing, no stairs to climb, just easy, LOW MAINTENANCE LIVING all on one level. This ground-floor 2-bed/2-bath condo in t...

2 Beds
2 Baths
2166606 MLS

95222 Dwight Drive, Fernandina Beach image

95222 Dwight Drive, Fernandina Beach $250,000

SHORT*SALE* ALERT* Welcome home to this WARM AND INVITING 1994-built home, full of CHARACTER and set on a spacious ONE-ACRE LOT in the highly sought-after FERNANDINA BEAC...

2 Beds
2 Baths
2166583 MLS

95182 Timberlake Drive, Fernandina Beach image

95182 Timberlake Drive, Fernandina Beach $375,000

Welcome home to this spacious 5-bedroom, 3-bath home offering 2,508 square feet of bright, open living space in desirable Fernandina Beach. The well-appointed kitchen fea...

5 Beds
3 Baths
2166182 MLS

96177 Piedmont Drive, Fernandina Beach image

96177 Piedmont Drive, Fernandina Beach $360,000

Welcome to 96177 Piedmont Dr in Fernandina Beach! This inviting corner-lot home offers comfortable living, thoughtful updates, and a convenient location. The open-concept...

3 Beds
2 Baths
2165475 MLS

716 S 12th Street, Fernandina Beach image

716 S 12th Street, Fernandina Beach $360,000

Live in the heart of Amelia Island! This charming 3-bedroom, 2-bath home offers a fresh, move-in-ready feel and an incredible opportunity to enjoy the island lifestyle. H...

3 Beds
2 Baths
2165345 MLS

95462 Orchid Blossom Trail, Fernandina Beach image

95462 Orchid Blossom Trail, Fernandina Beach $375,000

Welcome to your new home in the desirable Amelia Concourse community! This beautiful home offers a flexible and inviting floor plan designed for comfortable everyday livi...

3 Beds
2 Baths
2164218 MLS

96291 Ridgewood Circle, Fernandina Beach image

96291 Ridgewood Circle, Fernandina Beach $384,900 ▼

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home. Featuring a desirable split-bedroom floor plan with 10 foot ceilings. This home offers both functionali...

3 Beds
2 Baths
2163354 MLS

85465 Amaryllis Court, Fernandina Beach image

85465 Amaryllis Court, Fernandina Beach $369,900 ▼

This inviting one-story home sits on a quiet cul-de-sac in Fernandina Beach, with palm trees, blue shutters, and a covered front porch giving it real curb appeal. Insi...

4 Beds
2 Baths
2163165 MLS

96100 Stoney Drive, Fernandina Beach image

96100 Stoney Drive, Fernandina Beach $249,900 ▼

Welcome to this 3-bedroom, 2-bath home offering approximately 1,680 square feet of living space in the desirable Stoney Creek community of Fernandina Beach. The home feat...

3 Beds
2 Baths
2161757 MLS

95464 Woodbridge Parkway, Fernandina Beach image

95464 Woodbridge Parkway, Fernandina Beach $379,900 ▼

PRICE REDUCTION on this beautiful, move-in ready home in Fernandina Beach!!! In the Villages of Woodbridge, this charming residence is ready for you! The floor plan is op...

3 Beds
2 Baths
2161420 MLS

1601 Nectarine Street Unit I1, Fernandina Beach image

1601 Nectarine Street Unit I1, Fernandina Beach $369,900

COMPLETELY REMODELED, great location and PRICED TO SELL! Own your piece of paradise on Amelia Island in this rare first-floor, corner-unit condo located in the gated comm...

3 Beds
2 Baths
2159178 MLS

96328 Ridgewood Circle, Fernandina Beach image

96328 Ridgewood Circle, Fernandina Beach $368,000 ▼

GREAT INVESTMENT PROPERTY! Nice home in quiet neighborhood close to shopping and schools. Totally renovated in 2020, new kitchen, master bath, flooring and AC system. ...

3 Beds
2 Baths
2156610 MLS